Growth starts with effortless financing
multiple pre-qualified offers
Applied digitally in minutes, in your account in record time. So you can focus entirely on your business… instead of paperwork.
Three steps, one form
1. Apply digitally
Answer a short set of questions about your business, revenue and connect your business bank accounts. No hard credit pull to pre-qualify.
2. Get matched and scored
Our matching system checks your business against all the eligibilty criteria of all of our lenders and matches you to the ones most likely to approve your application.
3. Review and get funded
Choose the best matching offer and continue your journey with the lender, Most businesses are funded within 24 hours.
Your business, your vision:
We have the right financing
Banxware Sofortfinanzierung: Fast business financing for your growth
Secure up to €250,000 now with Banxware Sofortfinanzierung. Applied online in 15 minutes, in your account the next day. The fastest financing for your business.
Apply for your
You pay a fixed financing fee that is repaid weekly with the installments. No personal guarantee or collateral required. You'll find further details in your individual offer.
You've been generating revenue on a business account for at least 6 months and your monthly revenue is at least €1,250. Supported legal forms: GmbH, GmbH & Co. KG, UG, GbR, AG, OHG, KG, e.K., sole proprietors and freelancers.
HVB FlexFinanzierung: The credit line for maximum flexibility
Get between €250,000 and €5,000,000 now with HVB FlexFinanzierung powered by Banxware. Provided by HypoVereinsbank (HVB), applied for completely online and paid out in three days. Flexible financing for SMEs, fully digital at bank conditions.
Secure a credit line of €250,000 to €5,000,000 online now with HVB FlexFinanzierung. After personal consultation with a HypoVereinsbank (HVB) customer advisor, payout occurs in just 3 business days.
You pay a specific, risk-based interest rate on used and unused amounts. The exact terms are determined in consultation with your HypoVereinsbank.
Your business is based in Germany, at least 3 years old, and generates over €125,000 revenue per month.
Our partners
Together with more than 40 partners, we simplify access to fast and flexible capital for thousands of SMEs.
.svg)
.webp)
Frequently Asked Questions
Experts like Paula understand your business. Call us on
+49 30 311 995 87 or send us an email.
Banxware GmbH is a Berlin-based fintech startup that supports small and medium-sized businesses with digital financing solutions that drive their growth quickly and efficiently. You can find out more about us here.
Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware. You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.
HVB FlexFinanzierung is your most flexible, digital credit solution:
Companies that are older than 3 years, have a turnover of more than €125k per month and are based in Germany can apply for between €250,000 and €5 million as a credit line from HypoVereinsbank (HVB).
Completely digital, fast, transparent and tailored to the needs of your business.
HVB FlexFinanzierung is a credit line of HypoVereinsbank (HVB) from €250,000 up to €5,000,000. It’s for business owners who want a flexible product that they can grow with.
Banxware Sofortfinanzierung is the super-fast alternative for smaller financing amounts. Here you can get a loan from €1,000 up to €250,000 within 24 hours, in a completely digital application process and without advice. It’s for business owners who know what they need and need it quickly.
The costs for Banxware Sofortfinanzierung and HVB FlexFinancing are calculated differently.
For Banxware Sofortfinanzierung, a fixed financing fee is charged once. This fixed fee naturally only applies when the financing is approved, and you repay it together with the financing amount during the term of the financing.
The costs for your HVB FlexFinanzierung consist of two parts: the interest rate for the amount used and the interest rate for the amount not used. Your HypoVereinsbank advisor will discuss the exact terms with you.
For both financing options, Banxware will never require advance payments or upfront fees.
Lending is carried out exclusively after proper credit assessment (creditworthiness check and risk evaluation).
We never require advance payments or upfront fees.
The process is transparent, digital, and communication with our team always takes place via official email addresses ending in @banxware.com.
All of our websites have a complete legal notice (Impressum).
Read more on our blog about how to identify legitimate online lenders.
You can quickly and easily book a demo with our team. There you'll learn how Banxware can accelerate your business growth.
There's no catch - we've opted for a transparent business model that allows business owners to know all fees upfront before you take out a loan. We understand what it's like to run and grow a business. Our aim is to give you really easy online access to finance.
Your offer waits!
Just a few steps and you'll discover how much financing you can get.
