One application,
multiple pre-qualified offers

Applied digitally in minutes, in your account in record time. So you can get back to doing what you do best - let us find you the best pre-approved offers.

Get matched with the lenders most likely to approve you
Apply now
Two business people celebrating the financing success

Three steps, one form

1. Apply digitally

Answer a short set of questions about your business, revenue and connect your business bank accounts. No hard credit pull to pre-qualify.

2. Get matched and scored

Our matching system checks your business against all the eligibilty criteria of all of our lenders and matches you to the ones most likely to approve your application.

3. Review and get funded

Choose the best matching offer and continue your journey with the lender, Most businesses are funded within 24 hours.

Our financing options

Your business, your vision:
We have the right financing

Term loans

Predictable, fast, fixed rates - for those with a clear financing need in mind that value reliable repayments with an end date. Apply for amounts between $1,000 and $250,000.

Business woman smiling, looking at laptop infront of her
Fast payout

Term loans require less paperwork, have clear terms laid out in your contract. Our lenders that offer term loans typically pay out on the same day as your application.

Fees

The fee depends on which lender you get matched with, but will fall in the range of 14.99% - 17% APR.

Who can apply

Your business has been operating for at least 12 months, makes $100,00+ annual revenue, and has a FICO score of 720+.

Credit Lines

Flexible, agile, with higher credit amounts - for those with big goals that value being able to access capital in the moments they need it. Apply for amounts between $250,000 and $2,500,000.

Business man smiling, glücklich über Finanzierungszusage
Flexible usage

Credit lines allow you to have access to funds whatever your need may be - no need to justify the use case with the bank.

Fees

The fee depends on which lender you get matched with, but will fall in the range of 19% - 25% APR.

Who can apply

Your business has been operating for at least 12 months, makes $50,00+ annual revenue, and has a FICO score of 680+.

Business woman smiling, looking at laptop infront of her
Business man smiling, glücklich über Finanzierungszusage

Our Lending Partners

Get matched with lenders most likely to approve your application

FAQ

Have a question that you don't see answered here?

Get in touch
Who is Banxware?

Banxware is a company that acts like a router in between you and the countries top lenders. We ourselves are not lenders - we handle the applications and then match you up with lenders who have already given us their requirements. This makes your likelihood of getting approved extremely high.

Does applying affect my credit score?

Getting pre-qualified offers does not effect your credit score - there will only be a hard check on your credit score if and when you apply for one of the offers and continue your journey with one of the lenders.

How safe is my data?

We use AES-256 state-of-the-art encryption standards to keep your active financial records fully confidential.

Who's actually lending me the money?

Your funding comes from the licensed US bank or specialized institutional lender on our panel that you select. Your contract with be with them, not Banxware.

Will I need to give a personal guarantee?

Whether a guarantee is required depends entirely on the lender, product and borrowing amount. This will be clearly shown on your comparison offers.

How quickly does the money arrive?

Many business loans on our panel are approved and fully funded into US business accounts within 24 to 48 business hours.

What if I'm turned down?

We check your business data against our entire panel. If you don't fit current criteria, we'll try to provide guidance on what metrics to improve before trying again. Often times, you will be able to go back and apply for a different offer.

Can I apply to several lenders at once?

We check multiple lenders on your behalf - this gets you multiple pre-qualified offers. We recommend applying to your one, top matched option to protect your credit history and ensure single-account compliance. If not successful, you can come back and apply for other offers later.

Your pre-qualified offers are waiting

Just a few steps and you'll discover how much financing youcan get.

Noch unsicher? Kein Problem!
Abonniere einfach unseren Newsletter und bleib informiert über relevante Marktentwicklungen, neue Wachstumschancen für dein Business und passende Finanzierungslösungen von Banxware.
Vielen Dank für dein Interesse!
Leider kam es zu einem Fehler, bitte versuche es erneut!
Mit der Anmeldung stimmst du unserer Datenschutz­erklärung zu