The fastest way to get financing for your business.

Apply for your Banxware Sofortfinanzierung in just 15 minutes and receive up to 250,000 euros tomorrow. Your ticket to advancing your business - quickly.

More than 5.000 financed companies

Who can apply for financing?
  • Your company has to be older than 6 months,
  • The average monthly business revenue should be at least 1,250€,
  • with headquarters in Germany.
Which documents do I need?
None at all - with us, you can connect your business account quickly and securely to verify your revenue.

We never receive more information than your incomes. Your data is protected at all times.

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So entfaltest du das volle Potenzial deines Geschäfts

Betriebsmittel finanzieren

Um wettbewerbsfähig zu bleiben, müssen Unternehmen innovieren und investieren. Ob Maschinen, Fuhrpark oder andere Investitionen in dein Unternehmen, mit der Sofortfinanzierung entscheidest du, wo du das Kapital einsetzt.

Unerwartete Ausgaben abfedern

Geräteausfall, Inventarschäden und andere unerwartete Kosten können die sorgfältigste Planung durcheinanderbringen. Mit der Sofortfinanzierung deckst du unvorhergesehene Kosten einfach und unkompliziert.

Wareneinkauf finanzieren

Die Balance zwischen ausreichend Lagerbestand und Vermeidung von überschüssigen Lagerbeständen ist wichtig für deinen Erfolg. Sofortfinanzierung bietet dir die Flexibilität schnell zu agieren und strategisch einzukaufen.

So entfaltest du das volle Potenzial deines Geschäfts

Betriebsmittel finanzieren

Um wettbewerbsfähig zu bleiben, müssen Unternehmen innovieren und investieren. Ob Maschinen, Fuhrpark oder andere Investitionen in dein Unternehmen, mit der Sofortfinanzierung entscheidest du, wo du das Kapital einsetzt.

Unerwartete Ausgaben abfedern

Geräteausfall, Inventarschäden und andere unerwartete Kosten können die sorgfältigste Planung durcheinanderbringen. Mit der Sofortfinanzierung deckst du unvorhergesehene Kosten einfach und unkompliziert.

Wareneinkauf finanzieren

Die Balance zwischen ausreichend Lagerbestand und Vermeidung von überschüssigen Lagerbeständen ist wichtig für deinen Erfolg. Sofortfinanzierung bietet dir die Flexibilität schnell zu agieren und strategisch einzukaufen.

Fixed fees

We charge fixed fees, not variable interest.
You repay the fees together with your instalments on a weekly basis.

All legal forms welcome

We finance all legal forms: GmbH, GmbH & Co. KG, UG, GbR, OHG, AG, KG, e.K., sole traders and freelancers.

Fast payout

Apply online in just 15 minutes, completely paperless.
Once the financing decision is made, the amount is paid out within 24 hours.

Why businesses choose Banxware

"Requested at 6 PM Monday, and by Thursday the financing was in our account. That allowed us to invest in new machinery, vehicles, and staff and grow by 15 percent."

Rohat Akcakaya
Neue Deutsche Handwerker

“Applied, received approval just 3 days later, completed verification right away, and the money was in my account 30 minutes after signing the contract. Highly recommended anytime!"

Moritz Kugler
MK Webentwicklung

“Banxware helped us develop a digital leasing platform that improved our processes by light-years. What used to take 15-20 minutes now takes just 2-3 minutes!”

Kai Nüchter
Velolease

"On a Friday evening, we needed €25,000 to seize a growth opportunity. Thanks to Banxware, everything was fast and digital - by Monday, the money was in our account."

Polina Sergeeva
menstruflow

"Thanks to Banxware, we can quickly and flexibly seize new opportunities and expand our clothing assortment, knowing that a fast and digital financing partner is always just a click away."

Moritz Marker
LOVECO

"Banxware helped us overcome financial barriers. Thanks to the fast financing, we were able to expand our range, fulfill customer orders, and nearly double our revenue."

Uwe Göpel
itmops

"Banxware provided us with the ideal solution to achieve our goal: expanding our production capacity and strengthening our brand presence in retail."

Valentina Heuschmidt
Karanga

Banxware has helped us to bridge long payment cycles and thus be there for our customers in the best possible way.

Jochen Ihl
Feinripp Studios

My second loan from Banxware has helped me to be able to order the production of new in-house productions from the print shop in advance without drastically affecting the monthly cash flow.

Melanie Köster
poshpinks

"With Banxware, the flexible repayment model gives us the advantages of not falling into further liquidity traps in months when sales are weaker."

Timm Bange
MyDartpfeil

"Your short, fast and uncomplicated decision-making processes simply fit my needs perfectly. With the authentic and customer-oriented service, I felt in good hands."

Robin Krah
NORDMUT

"Banxware is a valuable partner for financing of our inventory in our strong growth phase. This allows us to cover our liquidity needs without having to restrict our budgets and enables us to achieve our ambitious goals as planned."

Peter Höschl
mnstry.com

Frequently asked questions

What is Sofortfinanzierung?

Our financing is called Sofortfinanzierung (Instant Financing) because you can apply for it so quickly and effortlessly with Banxware.

You can take out a loan anywhere from €1,000 up to €250,000 that suits your business needs.

What does it cost?

A one-time fixed financing fee is charged for the loan. This means there are no compound interest charges or hidden costs for you.

This fixed fee only applies once the loan has been approved.

The amount of the one-time fee is transparently shown in your individual offer and is a fixed percentage of your loan amount.

You repay it together with the loan amount over the duration of the loan.

Who is Banxware?

Banxware GmbH is a Berlin-based fintech startup that supports small and medium-sized businesses with digital financing solutions that drive their growth quickly and efficiently. You can find out more about us here.

Finde mehr über uns auf unserer Webseite heraus.

What is the difference between Banxware Sofortfinanzierung and HVB FlexFinanzierung?

HVB FlexFinanzierung is a credit line from HypoVereinsbank (HVB) of up to €5 million, available only to businesses that are older than 3 years, can demonstrate more than €125k in monthly revenue, and are based in Germany.

Banxware Sofortfinanzierung is the ultra-fast alternative for smaller financing amounts.

Here you can receive up to €250,000 in credit within 24 hours, through a fully digital application process and without any advisory consultation.

Are there any industries that won't be financed?

e finance all industries without distinction. Our customers include e-commerce businesses, restaurants, tradespeople, retailers, doctors/medical practices, and more.

We're happy to support you with financing for things like new vehicles for your business, new inventory, and new machinery, so your business stays competitive.

Do you have any questions?

Experts like Paula understand your business. Call us on +49 30 311 995 87 or send us an email.

Contact us

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